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Never. Calen doesn't connect to your bank — you add your accounts and transactions yourself, and Calen only organizes what you enter. Moving money only ever happens in your own bank's app.

In the app, add an account, then log transactions as they happen (or in batches). Calen categorizes them, projects your upcoming balance, and tracks your spending pace automatically from there.

Yes. The Calen Assistant answers questions about your own data in plain language — things like "how much did I spend on food this month?" — based on what you've logged in the app.

Yes. Connections are encrypted, your data is never sold or used for advertising, and you can delete everything at any time. See the Privacy Policy for details.

In the app, under Profile → Delete account. Or use the dedicated page.

Calen is one plan with unlimited accounts and profiles, with a 7-day free trial. Price and terms are shown in the App Store before any subscription is confirmed.